We ran a conventional retail store which was forced to close. We are now operating an Internet business.
We started with the Clickbank Cash System to get us on the right track.
http://www.cb-cashsystem.com/zfm.htm
The major disadvantage to setting up your own business today is the amount of capital required. Very few entrepreneurs start off with enough capital. So you’ve put together a comprehensive business plan and have carefully planned out all of your start-up cost but seldom in life does anything go according to your plan. Established businesses with a proven track record setting up a new venture or launching a new store or branch can afford to invest large sums of capital; the amount of capital a new start-up business hopes to turnover in their first year. A large established business would typically invest £60,000 – £100,000 to launch a new website. A full page colour advertisement in a popular national newspaper with a high readership can cost up to £40,000 alone.
Larger companies incur the same bank charges as a start-up, but they can get their hands on much larger levels of financial support. Because of their size, banks consider them a lower risk than a start-up. It isn’t a level playing field and don’t let anyone suggest otherwise. You should compare trying to compete with the big boys with running against them in a race with your feet tied together. The big boys are allowed to use the best running shoes and many times are given a head start just because they can. You’re not going to win so you might as well not try to compete with them.
When times get tough for the start-up business, you quickly realise just how many people (other businesses) have their hands in your pockets. It doesn’t seem to matter how quickly you can fill you pockets up again someone is back for more. During the good years they want a bigger piece of your pie. They no longer accept just scraps from your cake, now they want the cake and the icing on top. You begin to wonder if you’re in business to feed your family or theirs. And when it all starts going bad – like during a recession – they don’t give back any of the cake; their stomachs have grown and they demand the same quantity of cake from you. Your costs are the only area of your business that will not even notice a recession going on. Not even a hint. This is the time to call on your capital reserves. Didn’t plan for that though do we? Bank overdraft quickly exceeds the agreed limit and then they stop feeding the vultures. The vultures, one by one move in to strip off any flesh still left on your dying business. The bank pulls you in, wanting their money back within the week. Before you know it your business is dead, you no longer have a job to go to and the little mouths still need to be fed.
Unfortunately that’s pretty much how it goes for most start-up businesses. Most don’t survive their first year and those that remain will have been whittled down to a handful by the end of year three.
Yet there are some success stories being reported from start-up Internet businesses. News of a young school boy who setup his very first website when he was just 12-years has gone onto earning over £100,000 using his website. It may have taken him 4 years to properly establish his Internet business but his earnings if averaged out over that period are equivalent to £25,000 per annum. Not bad for someone who’s only 18-years of age. His initial capital investment to get his successful Internet business start-up earning him this much was nothing near the amount of capital that would be required to open a store on his local high street.
A natural cure for the H1N1 flu virus is known to be 5000 IU per day vitamin D3 supplements in Winter months or 30 minute full spectrum light therapy to stimulate vitamin D3 production in the skin during Winter. The cost for a year’s supply is just $22 per person or $6.6 Billion dollars for 300 million Americans.
Flu, colds, and many other viral diseases peak in the 6 months of the year in which sunlight is less plentiful and when sunlight is not strong enough to make vitamin D3 in the skin of man.
Every year the public is bombarded by drug company sponsored articles overstating the harm of the coming flu season. It is reported that 200,000 people in the US will be hospitalized and 36,000 people will die every year of the flu. And it is implied that a super virus is on the way someday that will kill millions so definitely get your flu shot this year.
But the actual statistics from the CDC shows only 1,138 deaths from the flu alone. The additional 34,000 deaths reported are added “influenza-associated” deaths from pneumonia and heart disease. So these deaths are added to the flu deaths even though pneumonia and heart disease are totally different primary causes of death and unrelated to the flu. Pneumonia is a viral lung disease and is often tested for and confirmed. But the flu virus is not tested for and confirmed in these 34,000 additional deaths and yet it is added to the flu deaths. And if you have a heart attack and also happen to have flu or pneumonia like symptoms these deaths are added to the flu related deaths. Even though the flu is not tested for nor verified as present in these heart disease death. And so every year the CDC grossly inflates flu deaths 30 times the actual rate or 3000% so that drug companies can profit from the sale of the worthless and harmful flu vaccines–1,138 deaths vs. 36,000 deaths in America.
The drug companies have long had a medical monopoly in America. And selling flu vaccines to the USA and the rest of the world has become a major income stream in recent years. But with the current wholesale CDC misstatement of flu deaths and mass marketing of flu vaccines to the public the public is being used and mislead for simple profits.
A cardiac surgeon and professor of surgery at the University of Washingtom, Donald Miller, MD wrote that. “There is also a lack of evidence that young children benefit from flu shots. A systematic review of 51 studies involving 260,000 children age 6 to 23 months found no evidence that the flu vaccine is any more effective than a placebo (Cochrane Database Syst Rev. 2006;1:CD004879).”
The CDC’s own statistics show that most of the deaths from H1N1 swine flu in children are from children who have severe vitamin D deficiencies and the Vitamin D Council reports these children deaths are easily preventable. The European CDC reports 230 deaths have been linked to the swine flu vaccine (not the swine flu itself) since April 2009. So perhaps this year’s Swine Flu will also result in more swine flu deaths from the actual vaccine than from the swine flu just as happened in 1976 Swine Flu Epidemic. But we will never know because the CDC website reports since August 30th, 2009 it has stopped testing for swine flu. Perhaps because CBS News reports that individual states report that 83% to 98% of H1N1 testing done are negative and NOT H1N1 or influenza.
In perspective there are 90,000 death per year in the US from hospital-acquired infections but little or nothing is done about this 250 per day death rate. So why is America spending more than $7 billion dollars on swine flu vaccine drug money for half of Americans when ordinary vitamin D for less money could prevent this problem for all Americans. And why is the TV and newspaper media still promoting worthless and harmful swine flu vaccines on the American public for the drug companies?
Two thirds of the flu vaccine contain 25 micrograms of mercury which is 250 times more than the EPA safety limit. Mercury is a neurotoxin which is 1,000 times more toxic than lead. The latest autism figure is 1 in 100 children in America now have autism. So why is mercury still in any vaccine product especially since flu vaccine is also used for children?
The answer to that question is probably extensive legal liability to the drug manufacturers. Mercury is being phased out of childhood vaccines because of concerns it causes autism and brain damage in young children especially when their defenses are down and mercury crosses the blood-brain barrier. But this is also a widespread problem in adult vaccines which might be the cause of the epidemic in Alzheimers, Parkinson’s, and sharp memory decline in adults. Might we all be slightly brain damaged each shot or vaccine we take with the mercury and aluminum compounds being injected directly into our bodies and bypassing the bodies natural defenses? And might this accumulated effect in old age be what we call Alzheimers, Parkinson’s, and age-related memory loss?
The answer to the problem is widespread amnesty for the drug companies from the massive legal liability from mercury and aluminum poisoning. The drug companies will have to use other less toxic preservative in vaccines and end mercury and aluminum use. To end this controversy and the possible continued harm to the population would be worth this amnesty. It may take many more years of legal action and legislative action to end mercury and aluminum usage so this is the best way to end the greatest harm in the quickest amount of time.
Of the 34,000 deaths caused by heart disease and pneumonia and listed as flu related these deaths will likely be greatly reduced with 5000 IU of vitamin D3. Vitamin D is the primary immune elevating hormone in the body and so if this hormone is kept high in Winter months these diseases will be greatly reduced as in the Summer months when vitamin D in naturally high.
Vitamin D3 greatly affects all major disease categories especially cancer which would be cut in half by optimal year round vitamin D3 levels. Full spectrum lighting is the best vitamin D supplement form of all because it is complete vitamin D nutrition and all the intrinsic factors for full absorption are included in full spectrum lighting.
The marketing of medical products is full of misinformation and incorrect data so that companies can market their products at a profit and continue to do business. But maybe this is an area the public cannot trust to others with a profit motive. The misinformation and manipulation of the public is too great and has become harmful. It is time to end the drug companies’ medical monopoly in America and the selling of vaccines and drugs for profit. This is an area too critical and too important to trust others to virtually self regulate themselves and have complete control over in our lives. — J.E. Ante
Joseph Ante is a graduate of the University of Indianapolis BA 1972, Head of the Life Science Institute Health Library, original
organizer of first Earth Day in 1970 and local ZPG chapter in Indiana, Population and Environment Editor with Reflector at Indianapolis University, 12yr organic gardener with fruit, nuts, and berries, lifelong student of Out-of-Body spiritual techniques.
Swine Flu in Vermont is becoming a serious problem as the winter flu season gets underway. Learn how to protect yourself and your family from Vermont Swine Flu. Read this article to keep yourself safe from Swine Flu in Vermont. Vermont Swine Flu – Protect Yourself – Swine Flu in Vermont.
The number of swine flu cases in Vermont continues to increase, but there is no need to panic. With just a few simple steps, you can reduce the chance that you will catch swine flu this year. First of all – wash your hands regularly. This is basic advice, but it is one of the easiest ways to prevent the spread of the swine flu virus. You can use soap and water or an alcohol-based hand sanitizer. Also, if you have to cough or sneeze, do so into a tissue or the sleeve of your shirt. Another effective way to guard against swine flu & other flu viruses is to boost your immune system. This can be done through regular exercise, a healthy diet and products such as FluImmune500.
Vermont has been hit hard by swine flu already this season. If you are a resident of Vermont, you should do everything possible to protect yourself and your family from the H1NI swine flu virus. Boost your immune system and wash your hands regularly and you will have a better chance of staying healthy this flu season. Vermont Swine Flu is a serious but manageable issue – I wish you and your family good health this flu season.
Though it seems like we’re getting weekly reports that the economy has ceased its nosedive, the nation’s homeowners aren’t out of the woods yet when it comes to mortgages and the value of their homes. As any homeowner can tell you, the value of the homes with mortgages on them have shrunk considerably since they took out mortgages on these properties. With two thirds of homeowners paying mortgages, this is a frightening trend.
So far, the decline of home equity has primarily struck homeowners with sub-prime mortgages, but recent months have seen a significant increase in the number of prime conforming loans as well as prime jumbo loans with the months to come seeing an even bigger increase in equity losses in these types of loans as well. The riskier home loans given during the housing boom already have much higher decline in value, half of those are underwater at present.
At this rate it is estimated that by next spring a full half of homeowners with a mortgage will owe more than their house is worth, with some owing far more than the equity in their homes. The months to come are expected to show more and more impact on mortgages that were in no way risky, instead affecting loans that were deemed quite safe.
The results of this trend are likely to be a continuation of the trends we’ve already seen in months previous: homeowners stressing over owing more money than their real estate is actually worth and consequently walking away from oppressive mortgages as a result. The word is that many homeowners who could either have their mortgages modified or otherwise keep their homes have even walked away from their mortgages because of the spreading feeling of gloom and doom in some areas.
It is estimated that by next year, some areas of the US that saw their housing values excessively inflated in the past housing boom will see more than ninety percent of their loans underwater by next year.
To try to avoid having your home foreclosed on, talk to your mortgage lender. There has been millions of dollars from the federal government put into helping homeowners manage their mortgages; with the monthly government reports on how well these financial institutions are doing to help people modify their mortgages, there should be some added incentive for them to be more helpful in this regard when you know that the opportunity is there for the asking.
Explore Oviedo FL homes at FreeGuideOrlando.com, where you can find Orlando property listings for single family houses, condos and townhomes.
Are there alternatives to the H1N1, Swine Flu, vaccinations for your family? Yes, there are! In 1918 epidemic, many people relied on natural means to: 1. avoid contracting it; 2. as treatment when they did contract it; and 3. to prevent death from it.
Parents and grandparents are looking for family alternatives to the H1N1âSwine Fluâvaccinations that actually work! Letâs look at some that has worked before. Elderberry concentrate, in juice, pill or extract form, will build your immune system to help your body fight flu viruses naturally. Along with probiotics the elderberry concentrate work wonders on keeping you healthy.
Both of the above natural supplements can be found online. Both of them are safe for children. You can purchase probiotics are for children, and they come in chewable or tablet form. The secret to their use is to begin taking them now! Give them time to build up your immune system before the cold and flu season is here.
With your immune system in good shape, you may avoid contracting the H1N1, Swine Flu, virus altogether. Thatâs what people learned in the 1918 and 1968 epidemics. People with good immune systems rarely get the flu. Do you know people who go through every winter without contracting a cold or flu? More than likely their immune system works great; however, if you get colds and flu viruses every winter, then it would might be worth considering taking elderberry concentrate and probiotics this winter.
In 1918 chiropractors took patients that the medical doctors had given up on. By the use of natural methods, a large percentage of these patients lived. Through the use of natural healing methods, the chiropractors had a mortality rate below 1% compared to the then modern medicine mortality rate of from 6-20%.
Some of the natural means you can use today are: diffuse essential oils in your home to kill germs in the air, drink herbal tea, stay hydrated, get plenty of rest, eat healthy, avoid sugar and processed foods and at the first sign of flu symptoms, take all natural remedies from online sources, which you should have stored at home. There are so many good sites that there isnât space to mention here.
Yes, there are family alternatives to the H1N1, Swine Flu, vaccinations. Should you use both for your family? You can, but there are other natural remedies you need to use if you choose to do both. Either way, the decision is yours. Find a good site that explains how to use the all natural remedies to fight flu and cold viruses. And along with those methods, eat healthy my friends.
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Does the threat of H1N1, Swine Flu, have you wondering what to do for your family? Then worry no more! Find answers to your worries here. Howard and Deborah Oakes have teamed up to write an eBook, H1N1 Threat Reduced Using Natural Healthcare. Get your copy today at www.rejuvenatenaturally.wordpress.com. While visiting them, get their free report on healthy circulation and join them for their world-wide Webb scavenger hunt. Howard also writes B2B materials for clients. His specialties are press releases, white papers, case studies and auto responder pages. You can see his work by visiting his Webb site http://writepro.homestead.com/. While there, order your free 2010 day planner/devotional!
Swine Flu in Virginia is becoming a serious problem as the winter flu season gets underway. Learn how to protect yourself and your family from Virginia Swine Flu. Read this article to keep yourself safe from Swine Flu in Virginia. Virginia Swine Flu – Protect Yourself – Swine Flu in Virginia.
The number of swine flu cases in Virginia continues to increase, but there is no need to panic. With just a few simple steps, you can reduce the chance that you will catch swine flu this year. First of all – wash your hands regularly. This is basic advice, but it is one of the easiest ways to prevent the spread of the swine flu virus. You can use soap and water or an alcohol-based hand sanitizer. Also, if you have to cough or sneeze, do so into a tissue or the sleeve of your shirt. Another effective way to guard against swine flu & other flu viruses is to boost your immune system. This can be done through regular exercise, a healthy diet and products such as FluImmune500.
Virginia has been hit hard by swine flu already this season. If you are a resident of Virginia, you should do everything possible to protect yourself and your family from the H1NI swine flu virus. Boost your immune system and wash your hands regularly and you will have a better chance of staying healthy this flu season. Virginia Swine Flu is a serious but manageable issue – I wish you and your family good health this flu season.
If you catch the flu, you may not be able to tell whether you have 2009 H1N1 or the seasonal variety. Since they both make you sick with the same symptoms including fever*, cough, runny or stuffy nose, body aches, headache, chills, fatigue, diarrhea and vomiting.
Now we have Tamiflu and Relenza on the market for treatment in the flu season. The first-mentioned drug —— Tamiflu, will be most effective in the first 48 hours of illness just working against symptoms of the new H1N1, but seasonal flu is resistant to it. As for the second drug ——- Relenza is effective against both seasonal and the new H1N1 flu, but not for young children.
Here are some preventive measures that you can navigate the winter and fall ahead:
Wash your hands and keep your hands clean can stop viruses that are living and breeding around you from causing infection. Avoid touching your nose, your mouth and your eyes since they are exposed in the air and can pick up the virus more easily. Block sneezes and coughs with your sleeve or a tissue, wash your hands afterwards and throw away your used tissues immediately. Make sick people stay at home and limit contact with others since they are becoming hubs for spreading flu. In addition to getting the children vaccinated against both seasonal and H1N1 flu, parents should teach their kids basic hygiene habits. If the kid gets sick, keep him home for 24 hours after the fever* breaks on its own, without the help of medication. In around mid-October, the following people will be first in line to get vaccinated including pregnant women, health-care workers, everyone from 6 months to 24 years’ old, those in households with babies 6 months old or younger and people ages 25 to 64 with conditions like asthma. For health-care workers in contact with people who are ill, it is suggested that they maintain a distance of 6 feet from the patients. In cases where closer care is required, they may consider using a respirator mask that filters out viruses circulating in the air. For students in schools, it is recommended that sick students to stay in separate rooms wearing masks until they go home to recuperate. Try to use separate bathroom that is cleaned daily with disinfectant if possible.
* Clinical Guard Provides non-contact thermometers to help you monitor your flu symptoms.
Swine flu as it is commonly called is caused by the H1N1 virus which is a very contagious and acute respiratory disease in pigs. It has now jumped over to humans and after first being diagnosed in Mexico has now spread around the world. The H1N1 virus has not been around long enough for extensive data to accumulate but it is pretty safe to assume that it spreads in the same way as any other flu virus.
There are two ways in which a flu virus can be acquired by humans. The airborne virus is the result of coughing and sneezing by infected persons. It is most likely to be encountered in enclosed spaces where large numbers of people are present. You can avoid it by staying away from large gatherings of people and carefully keeping away from anyone who is coughing or sneezing. If an epidemic is taking place in your area it may help to wear a surgical type mask when outside the home. In the workplace anyone who shows flu symptoms or is coughing should be sent home immediately to avoid infecting others. Some people take immense pride in a perfect work attendance record but safety of others must take precedence and the suspected flu case must stay away from work till fully recovered.
The second means by which the swine flu virus may be acquired is by handling any object which has been handled by an infected person. The virus is present in the nose and mouth and will spread to the hands then to anything which is handled. It is necessary to be very thoughtful and vigilant in protecting against this type of infection. You can wash you hands frequently and disinfect them with hand sanitiser and this will keep your hands free of the virus. However as soon as you touch any door handle or other item which hundreds of others may have touched you may be reinfected. Not only door handles but counters in stores and fast food outlets are commonly used as hand rests. Public transit system doors, seat backs and support rails are handled by thousands daily. Even coins and bills which you may receive in change should be suspect. If you should pick up the virus from any such surface and then put your hand to your face you could become infected.
Should you be seriously concerned if there is a swine flu outbreak in your area? Yes you definitely should and you should take all possible precautions to keep you and your family members as safe as possible from infection. Should you panic if there is an outbreak of H1N1? No definitely not. Most cases are quite mild and recovery at home is fast. The infection is no worse than ordinary seasonal flu in nearly all instances. Remember that hundreds of people die every year from the normal seasonal flu and we have no great concern over this. Nor should we be more concerned about swine flu.
John Mowatt is a writer who has an interest in health and fitness. He writes on many subjects. see his website at
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Swine Flu in Washington is becoming a serious problem as the winter flu season gets underway. Learn how to protect yourself and your family from Washington Swine Flu. Read this article to keep yourself safe from Swine Flu in Washington. Washington Swine Flu – Protect Yourself – Swine Flu in Washington.
The number of swine flu cases in Washington continues to increase, but there is no need to panic. With just a few simple steps, you can reduce the chance that you will catch swine flu this year. First of all – wash your hands regularly. This is basic advice, but it is one of the easiest ways to prevent the spread of the swine flu virus. You can use soap and water or an alcohol-based hand sanitizer. Also, if you have to cough or sneeze, do so into a tissue or the sleeve of your shirt. Another effective way to guard against swine flu & other flu viruses is to boost your immune system. This can be done through regular exercise, a healthy diet and products such as FluImmune500.
Washington has been hit hard by swine flu already this season. If you are a resident of Washington, you should do everything possible to protect yourself and your family from the H1NI swine flu virus. Boost your immune system and wash your hands regularly and you will have a better chance of staying healthy this flu season. Washington Swine Flu is a serious but manageable issue – I wish you and your family good health this flu season.
A desolating sickness is spreading across the world, threatening to destroy large numbers of the human population in virtually every country. It is spreading most quickly among the more affluent and prosperous nations in which people possess highly developed communication systems and greater freedom of choice.
Caused by a nasty, pathogenic virus called valere falsus aestimatus, the disease Cupiditas is causing more human suffering perhaps than any other affliction known to man. Neither the young or old are immune from its effects. It does not discriminate between class or station. Rich and poor are falling victim to its curse.
The virus causes an inflammation of the brain, which in turn, impedes normal thought processes. The greater the swelling, the faster one’s reasoning abilities fail. Eventually the person reaches the point where logical thought is no longer possible.
In this condition, an individual experiences an overweening desire for something; it may be wealth, it may be power, it may be position, pleasure or popularity. It may be alcohol, tobacco or drugs. It may be pornography, gambling or even food. It may be any number of things. But, what ever it is, the infected individual becomes willing to pay many times what it is worth to experience or obtain it.
Often the cost is exorbitant. Lost health, lost mental capacity, loss of freedom and even life are not uncommon expenditures for many to make. Lost reputations and loss of self-respect; not to mention that the loss of opportunity, friends, and even loved ones are common experiences of those who become infected.
When afflicted with Cupiditas, arguments that favor things the victim wants are accepted without questioning, while arguments contrary to the victim’s wants are rejected. In this condition, victims develop an insatiable desire for things that are potentially hurtful to themselves and to others.
Cupiditas is not a new illness. Benjamin Franklin made many references to it in “Poor Richards Almanac.” Following are a couple of examples:
“Many a man thinks he is buying Pleasure, when he is really selling himself a Slave to it.” 1750
“If Man could have Half his wishes, he would Double his troubles.” 1752
In fact, Franklin tells a story about when he was afflicted with cupiditis as a boy.
When he was seven, he was given some money to buy himself a toy. On his way to the store he came across another boy who was blowing on a whistle. The sound of the whistle so charmed Franklin that he offered the boy all of his coppers for the whistle. The boy readily agreed and Franklin, delighted with his whistle, returned home happily blowing on the whistle to the annoyance of his brothers and sisters. When they found out what he had paid for the whistle, they told him that he had paid four times what it was worth, put him in mind what he could have bought with the rest of the money and laughed at him for his folly.
Now, the whistle which had brought Franklin so much pleasure brought him vexation in the knowledge that he had paid far more for it than it was worth. However, he benefited from the experience as he often found occasion to remind himself to not pay too much for his whistles.
Over the years he frequently observed many who he believed had paid too much for their whistles and concluded, “….I conceive that a great part of the miseries of mankind are brought upon them by the false estimate they have made of the value of things.” “Benjamin Franklin’s The Art of Virtue”, p. 16,17
Here we have it then, the valere falsus aestimatus virus is a false estimate of the value of things, and by this means, as Franklin observed, a great part of the miseries of mankind are brought to pass.
Three centuries later we find ourselves still facing this problem. But, as time has gone by, advances in technology and access to greater resources have made the problem more serious; to the point that many think it threatens the foundations on which civilization and human progress rest. It is truly like a virus that attacks and eventually kills its victim. And, our youth are the ones who are most vulnerable to this disease.
So what can we do to arrest the progress of Cupiditas? Since this is an illness that is completely avoidable at the individual level, it is one that responds favorably to education, especially as a preventative measure.
The problem is that we aren’t providing enough of this kind of education, either in our homes or in our schools, to adequately prepare our young to resist the disease when it attacks. On the other hand, young people are being bombarded by messages specifically designed to increase their appetites to possess and do things with high hidden costs.
It is critical that we undertake a far more energetic and vigorous approach to character education. At a time when a young person’s character is still in the process of formation, a process that involves making important choices about what is truly important and not important in life, it is essential we do everything we can to immunize them against the valere falsus aestimatus virus.
Character Based Learning strategies are particularly well suited to helping young people understand the importance of the choices they are making, and providing them with the resources they need to avoid contracting Cupiditas and paying far too much for their whistles.
For ongoing information about how to implement character based learning strategies at home and in the classroom sign up for our RSS feed titled Great Lessons.